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Have questions or need assistance? Contact us today to discuss your mortgage & ongoing personal insurance goals.

Contact Us

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Frequently Asked Questions

Find answers to common inquiries about our financial advisory services.

What services do you offer?

We offer mortgage and protection advice for first-time buyers, home movers, remortgages, and buy-to-let. Our services include tailored mortgage sourcing, application support, and ongoing guidance throughout the process.

How does the mortgage process work?

We’ll start by understanding your unique situation and goals, then research the best mortgage deals across the market. We’ll guide you through every step, from the initial application to final approval and beyond.

How long does it take to secure a mortgage?

The process can vary, but typically it takes around 4–6 weeks from application to mortgage offer, depending on your circumstances and the lender’s process.

Do you offer protection advice as well?

Absolutely! We can help you find suitable protection for your home, family, and income — such as life insurance, critical illness cover, and income protection — to give you peace of mind.

Is the consultation call really complimentary?

Yes, the initial consultation is completely complimentary. It’s an opportunity for us to get to know each other and for us to understand your needs — no obligation to move forward. No cost.

Can you help if I’m self-employed or have poor credit?

Yes! Laura has experience helping self-employed clients and those with less-than-perfect credit histories. So, we’ll explore all available options to find a suitable deal for you.

Why work with a mortgage advisor who can search a broad range of lenders and products?

Because it gives you more choice and a better fit for your individual needs. Plus it'll likely be a lot less stressful over the course of your mortgage.

By working with a mortgage advisor who can search a comprehensive panel representative of the whole market of lenders, you’re not limited to just one bank or a small selection of products.

Instead, you get access to a broad range of lenders and deals — including ones you might not find on the high street.

We compare the options, explain them in plain English, and recommend what’s most suitable for your needs and circumstances.

That way, you can be confident you’re making the right decision, while we handle the legwork and the paperwork.

How do I get started?

It’s simple — just book a free consultation with us. We’ll talk about your needs, and explain how we can help you achieve your mortgage and protection goals. Even if you're not ready to move forward yet.

A fee may be charged for mortgage advice, depending on your circumstances. Typically, this will range from £0 to £495, with the average fee being £195. The exact amount will depend on the complexity of the mortgage application and will be discussed and agreed with you at the earliest opportunity.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Laura Lewis Financial Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office Address:

Opus House, 137 York Road, Belfast, Northern Ireland, BT15 3GZ.

Registered in Northern Ireland. Company Registration Number: NI709006.

Trading Address:

Suite 125, The Kelvin, 17-25 College Square East, Belfast BT1 6DH

© Copyright 2025 Laura Lewis Financial Ltd. All rights reserved. Reproduction or duplication of this website or contents is strictly prohibited.